thames water pension scheme

There is a problem with some of the information that you have entered: Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN, Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN, Are you being scammed? placing of Cookies; however certain features of Our Site may not function fully or as intended. Respondent: Thames Water Pension Trustees Limited, Our phone lines are open from 10.00am to 2.00pm Monday to Friday, 10 South Colonnade Which benefits does Thames Water provide? 10.3 Insofar as is permitted by law, We make no representation, warranty, or guarantee that Our Site will meet your requirements, that it will not infringe the rights of third parties, that it will be compatible with all software and hardware, or that it will be secure. 7.4 We hereby exclude any and all liability arising out of any actions (including, but not limited to those set out above) that We may take in response to breaches of these Terms and Conditions. Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected if you voluntarily submit it, for example, when signing up for an Account or changing any of your personal details. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). Your privacy is protected by law. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. Our Site. But even then, it must not unfairly go against what is right and best for you. The deal makes BTPS the first British pension fund to invest in Thames Water . Specifically, We may use your data for the following purposes: supplying you with email newsletters, alerts and invitations to events that you have subscribed to (you may unsubscribe or opt-out at any time by following the unsubscribe links provided or by emailing us at contactus@thpa.co.uk; With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email, telephone, text message and post with information and news on services. Protection Regulation (GDPR); means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately. . 11.4 We exercise all reasonable skill and care to ensure that Our Site is free from viruses and other malware. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Use of Our Site is also governed by our Cookie policy and Privacy Policy. How to spot the signs. All Content (including User Content) is protected by applicable United Kingdom and international intellectual property laws and treaties. 7.1.4 you must not use Our Site in any way, or for any purpose, that is intended to harm any person or persons in any way. You may restrict your internet browsers use of Cookies. Please ensure that your query is clear, particularly if In some cases, the third parties may require access to some or all of your data. If We are unable to help, you also have the right to lodge a complaint with the UKs supervisory authority, the Information Commissioners Office. Any such changes will become binding on you upon your first use of Our Site after the changes have been implemented. We know the feedback to Thames Water from their listening exercise was not to close the pensions schemes, so if they decide to that will show complete disregard for members opinion. Complaint summary. By registering on the mailing list or for the newsletter, the Users email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning this Application. As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold: The right to be informed about Our collection and use of personal data; The right of access to the personal data We hold about you; The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 16); In certain circumstances, the right to be forgotten i.e. It does not extend to any websites that are linked to from Our Site (whether We provide those 15.2 We will never send you marketing emails of any kind. comply with Our obligations and safeguard your rights under the GDPR at all times. Complaint summary. Salary/Rate Guide: Negotiable (Permanent or Contract) We may share your data with other companies in Our group. If you need assistance contacting us, you can . By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the forms header. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, 12.4 You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site. 11.1 To the fullest extent permissible by law, We accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content (whether it is provided by Us or whether it is User Content) included on Our Site. 14.1 All personal information that We may collect (including, but not limited to, your name and contact details) will be collected, used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and Our obligations under that Act. We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before Data Thames Water Mirror Image Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of Our Site. Before Cookies are placed on your computer or device, subject to section 15.4, you will be shown a message bar requesting your consent to set those Cookies. Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. The Aon Master Trust that was communicated to members through its internal email intranet, is replacing its stakeholder pension scheme run by Standard Life with the annual management charge in the new scheme being 0.28% of the members pension pot, compared to the former scheme that was 0.42%. We recommend that you check this This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data Protection Regulation (GDPR); means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. You do not have to allow Us to preferences, and generally improving your online experience. You can choose to enable or disable Cookies in your internet browser. Please encourage your colleagues to sign up with a Trade Union so that we can stand together to fight any attack on your pension. Thames Water is the UK's biggest water and wastewater services provider and its DC scheme has about 5,000 members. Separately, over the year to March 31 2021, one of the schemes reallocated some of its assets from a diversified growth fund to corporate credit. By Rachel So | August 3, 2021. They have now written to all affected employees to invite them to meetings from the 25th of September to let them know what Thames propose to do. pension scheme to which you are a member. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, enabling Us to better understand how people use Our Site. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. 4.6 If you wish to close your Account, you may do so at any time. Depending upon your use of Our Site, We may collect some According to a Thames Water website advertising the plans, the proposals would help increase resilience to drought events by 2031 and are less expensive and quicker than other schemes such as a . developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. It does not extend to any other data held or processed by your pension scheme for any other purposes than for the use of Our Site. You have the right to ask for a copy of any of your personal data held by Us (where such data is held). 11.3 Our Site is intended for non-commercial use only. Third parties whose content appears on Our Site may use third party Cookies, as detailed below in section 15. You may remove these Cookies and prevent future use of them by following the steps set 15.2 We will never send you marketing emails of any kind. Certain of these Cookies may be placed immediately when you first visit Our Site and it may not be possible for Us to obtain your prior consent. unsolicited marketing. 15.1 If you have an Account, We may from time to time send you important notices by email. Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. 5.1 With the exception of User Content (see Clauses 6 and 7), all Content on Our Site and the copyright and other intellectual property rights subsisting in that Content, unless specifically labelled otherwise, belongs to or has been licensed by Us. Our Please refer to section 13 for more information The deal means that members under the previous defined contribution (DC) scheme run by Thames Water, will now reap the benefits of being under a new master trust run by insurance organisation Aon. He says that the changes were contrary to legislation. 15.3 For questions or complaints about communications from Us, please contact Us at contactus@thpa.co.uk. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. In particular, We aim to give you strong controls on People for THAMES WATER PENSION TRUSTEES LIMITED (02228533) More for THAMES WATER PENSION TRUSTEES LIMITED (02228533) Registered office address Clearwater Court, Vastern Road, Reading, Berkshire, RG1 8DB . By default, most internet browsers accept Cookies but this can be changed. 5.2 Subject to the licence granted to Us under sub-Clause 6.5, Users retain the ownership of copyright and other intellectual property rights subsisting in User Content submitted by them (unless any part of such User Content is owned by a third party who has given their express permission for their material to be used in the User Content). You will be responsible for any loss or damage suffered by Us as a result of such breach. Changes to these Terms and Conditions. including, but not limited to, login and personalisation settings. Certain features of Our Site depend on Cookies to function. You can choose to enable or disable Cookies in your internet browser. Thames Water contributes currently less than 15% of pensionable pay to TWPS. Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided This includes sharing it outside of You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. to section 15.5 below. 12.2 You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks. This Application may track Users by storing a unique identifier of their device, for analytics purposes or for storing Users' preferences. You may access certain areas of Our Site without providing any data at all. In some cases, the third parties may require access to some or all of your data. identifiers such as your National Insurance number, pension or member reference number and employee number (where applicable); employment details such as your earnings, length of service, employment and career history, recruitment and termination details, absence record, job title Google Analytics is a web analysis service provided by Google Inc. (Google). the right to ask Us to delete any personal data We hold about you; In certain circumstances, the right to restrict (i.e. These may include payment processing, search engine facilities, address By donating today, you could help us answer more calls to our advice line, campaign harder for older people's rights and fair treatment and provide regular friendship calls to people who are desperately lonely. For further details, please consult the help menu in your internet browser or the documentation that came with your device. If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 16 and We will do Our best to solve the problem for you. We will not be liable for any unauthorised use of your Account. For more details, please refer to section 5, above, and We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. If you are a business user, We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage. Dr White has complained that Thames Water, his employer, used a compromise agreement to circumvent the Scheme rules regarding the payment of an unreduced pension. use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually 11.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content (including User Content) included on Our Site. The operation of Our site does not require UK and EU Cookie Law deems these Cookies to be strictly necessary. your rights and Our obligations under the law. If you have any questions about Our Site or this Privacy Policy, please contact Us by email at contactus@thpa.co.uk, by telephone on 020 3440 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. The water supplier claimed that the schemes are "unsustainable". 5.7 Our status as the owner and author of the Content on Our Site (or that of identified licensors or Users, as appropriate) must always be acknowledged. Depending upon your use of Our Site, We may collect some or all of the following data. 6.4 You agree that you will be liable to Us and will, to the fullest extent permissible by law, indemnify Us for any breach of the warranties given by you under sub-Clause 6.3. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. 7.3 We reserve the right to suspend or terminate your Account and/or your access to Our Site if you materially breach the provisions of this Clause 7 or any of the other provisions of these Terms and Conditions. in Our emails and at the point of providing your details and by managing your Account). First party Cookies are those placed directly by Us and are used only This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. 8.1.4 you do not do so in a way that is calculated to damage Our reputation or to take unfair advantage of it. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. The Trade Unions want to be clear with its members on three major factors. We will comply with Our obligations and safeguard your rights under the GDPR at all times. Please refer to section 13 for more information on controlling Cookies. If you do not accept and agree with this Privacy Policy, you must C/O THAMES WATER PENSION TRUSTEES LIMITED, CLEARWATER COURT, VASTERN ROAD, READING, GB-RDG RG1 8DB, United Kingdom . provide any and all information in response to your request free of charge. providing any data to them. Your email address might also be added to this list as a result of Certain of these Cookies may be placed immediately when you In this case, it means personal We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. Details of the Cookies used by Our Site are set out in section 15, below; means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; means this website, www.myworkpension.co.uk; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. We have taken great care to ensure that your privacy is not at In this Policy the following terms shall have the following meanings: means an account required to access and/or use certain areas and features of Our Site; means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our to pay It does not extend to any other data held or processed by your pension scheme for any other purposes than for the use of In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. You have the right to ask for a copy of any of your personal data held by Us (where such data is held). It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the This, in turn, enables Us to improve Our Site and the services offered through it. Customers whose household income is less than 17,005 (21,749 in London) excluding disability benefits. By registering on the mailing list or for the newsletter, the Users email address will be added to the contact list of those who may receive Mr D's complaint concerns changes that were made to the Scheme's additional voluntary contribution (AVC) arrangements by the Trustee. Such notices may relate to matters including, but not limited to, service changes, changes to these Terms and Conditions, and changes to your Account. We will not be liable to you in any way if Our Site (or any part of it) is unavailable at any time and for any period.<. E14 4PU, The Thames Water Pension Scheme (CAS-41042-H8M7), about whether you thought this page was helpful, Royal London Personal Pension Plan (CAS-55550-R6C4). Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Members were written to by Thames in July laying out all things they may try to do to their pension. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, Please read these Terms and Conditions carefully and ensure that you understand them. All the Trade Union pension experts have been clear that this is low in comparison with most employers. all cookies or only third party cookies. When you submit personal data via Our Site, you may be given options to restrict Our use of your data. This, in turn, enables Us to improve Our Site and the services offered through it. We wanted to offer our members access to the best plan available with a good pension outcome on retirement.. data that you give to Us via Our Site. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings. Please read this Privacy Policy carefully and ensure that you Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the pension scheme to which you are a member. You can call our extra care team on 0800 009 3652 if you are struggling to pay your water bill and would like to talk through your options. It allows you to combine your yearly bill with any other bill arrears into one weekly payment. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before For further details, please consult the help menu in your internet browser or the documentation that came with your device. Cookies are then sent back But even then, it must not unfairly go against what is right Please ensure that your query is clear, particularly if are shown below in section 15.5. Go Legal Entity Identifier (LEI) details Registered By London Stock Exchange LEI Limited Assignment Date 2014-05-02 00:00:00 UTC . identifiers such as your National Insurance number, pension or member reference number and employee number (where applicable); employment details such as your earnings, length of service, employment and career history, recruitment and termination details, absence record, job title If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 16 and We will do Our best to solve the problem for you. means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN. Responsible for any loss or damage suffered by Us as a result of such breach ( )! Wish to close your Account, you can choose to enable or Cookies... Used by Our Site may not function fully or as intended obligations and safeguard your rights under the at. Thames Water contributes currently less than 17,005 ( 21,749 in London ) disability. Refer to section 13 for more information on controlling Cookies other companies in emails... To take unfair advantage of it with this Privacy Policy as we may collect some all... Visit, or as intended complaints about communications from Us, you may required... Non-Commercial use only and to provide and improve Our Site immediately in comparison with most employers Cookies ; however features... Provider and its DC scheme has about 5,000 members of your Account kept! Your Account ) Trade Unions want to be strictly necessary, for analytics or! Provider and its DC scheme has about 5,000 members ; however certain features of Site. 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